UPI AutoPay has made digital payments easier by allowing automatic deductions for subscriptions, EMIs, and recurring services. However, many users forget active AutoPay mandates, which results in money being deducted from their bank account without regular notice.
In this guide by Nanbenda E-Sevai & Air Travels, we explain how to check active UPI AutoPay mandates and cancel unwanted ones safely using the official NPCI website.
What Is UPI AutoPay?
What Is UPI AutoPay?
UPI AutoPay is a recurring payment feature linked to UPI apps like PhonePe, Google Pay, and Paytm. It is commonly used for:
- OTT subscriptions
- Mobile recharges
- Insurance premiums
- Loan EMIs
- App and service subscriptions
Once approved, payments are automatically debited from your bank account.
Why You Should Check Your Active AutoPay Mandates
Many users face these issues:
- Unwanted monthly deductions
- Forgotten subscriptions
- Old services still charging money
- Difficulty identifying the source of debit
Checking your AutoPay mandates regularly helps you control your expenses and protect your bank balance.
How to Check Active UPI AutoPay Mandates (Official Method)
You can safely check your AutoPay mandates using the NPCI official website.
Step-by-Step Process:
- Visit the official NPCI UPI help page – https://www.upihelp.npci.org.in
- Enter your mobile number linked with UPI
- Verify using OTP
- View all active UPI AutoPay mandates
- Identify unwanted mandates
- Cancel them instantly
This method works for PhonePe, GPay, Paytm, and all UPI-supported apps.
How to Cancel Unwanted UPI AutoPay
Once you see the active mandates:
- Select the mandate you no longer need
- Confirm cancellation
- The mandate will stop immediately
- No future auto-debits will happen
⚠️ Always cancel only through official platforms to avoid fraud.
Benefits of Canceling Unused AutoPay Mandates
- Prevents unnecessary money loss
- Better monthly financial planning
- Improved bank account safety
- Peace of mind
Expert Tip from Nanbenda E-Sevai & Air Travels
We strongly recommend checking your AutoPay mandates once every 3–6 months, especially if you frequently use digital payment apps.
Our center also assists customers with:
- Digital payment awareness
- Banking & e-services
- Online application support
Conclusion
UPI AutoPay is useful, but only when properly managed. Forgotten mandates can silently drain your bank account. By using the NPCI official site, you can easily check and cancel active AutoPay mandates in just a few minutes.
Stay informed. Stay secure.